Holidays bring rise in pet emergencies, insurance data shows

An analysis of claims from more than one million insured pets show the sharp increase in pet health emergencies during the holidays. Learn more about what to warn pet owners about this season.

Cat and dog under a christmas tree. Pets under plaid
Nationwide pet insurance reports a seasonal rise in pet health emergencies during the winter holidays, based on an analysis of claims from more than one million insured pets.

The data reports that December brings a sharp increase in chocolate-related incidents, with claims rising 182 percent in the final two weeks of the year and average treatment costs reaching about $814. Claims involving foreign object ingestion—such as ornaments, ribbons, or toy parts—also increase, often requiring surgery that can cost more than $3,500.

In addition, rich holiday foods and sudden diet changes are reportedly linked to digestive conditions, such as pancreatitis and gastroenteritis, with treatment costs exceeding $1,600 on average.

Nationwide has published guidance to help pet owners recognize risks and symptoms associated with common holiday hazards. More information is available on the Nationwide website.

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